How to Rent Section 8 Houses: A Step-By-Step Guide (2024)

Renters with a Section 8 Housing Choice Voucher can choose to live in a variety of different types of homes. While having these options helps makes it easier to find a rental, some renters are only looking for the comfort and privacy of a house.

Living in a single-family home has many benefits when compared to being in an apartment, duplex, or a similar multi-family property. Many of them are a result of better privacy.

Having no wall-to-wall neighbors means that the space is your own to enjoy without having to share with others. This brings extra security, and also adds comfort for those living in the home. There’s less of a worry about noisy neighbors since there’s no shared walls or floors. Many houses also have more living and storage space than an apartment.

To find Section 8 houses, search for available rental houses on the private market that will accept the voucher and pass HUD’s inspection.

You probably will not see it advertised as a “Section 8 house,” but check to see if there’s a statement that Section 8 vouchers are accepted. If not, ask the landlord if they would accept your voucher.

When you are ready to start looking for Section 8 houses, the easiest way to start is by asking the housing authority if they have a list of landlords.

  1. Ask the housing authority for a list of landlords.

    Many housing authorities work directly with landlords that have already agreed to accept Housing Choice Vouchers. These housing authorities keep a list of those landlords who are currently looking for tenants.

    Contact the housing authority that manages your voucher, and ask if they have a list of Section 8 landlords. Keep in mind that not every housing authority has the resources to keep a list of landlords. So, requests for a list at some housing authorities may be denied.

    If a list of landlords cannot be used to find a house, another option is to search on the private market.

  2. Search online for a house on the private market.

    The most straightforward way to find Section 8 houses for rent is by searching online. If it’s hard to get internet access, visit a local public library and use an available device that is connected to the internet.

    Most single-family homes should qualify for Section 8 rental assistance, as long as they pass HUD’s inspection.

    While searching online, be aware that landlords in many areas can deny interested tenants who have a Section 8 voucher.

    And be on the lookout for online scams that commonly target Section 8 renters. Some scams don’t do much damage, and only collect data to fill email accounts with spam. But there are many schemes that fraudulently take money from renters in need.

    If a house cannot be found online, there still are many ways rentals are advertised locally.

  3. Find local ads for a house on the private market.

    Local newspapers usually have classifieds listings for houses that may accept a Housing Choice Voucher. They can commonly be found in convenience stores, and other public locations that have many daily visitors.

    These public areas may also have their own spaces for local advertisem*nts. Houses for rent are commonly listed in these areas as well.

    And if there are any local organizations that help low-income renters, there may be help available to find a house.

    While searching locally, remember that landlords in some areas are allowed to deny interested tenants with a Housing Choice Voucher. Advertisem*nts in these areas may say “no Section 8,” and the properties cannot be considered as possible Section 8 houses.

    Many of the scams that are common online are also done with a local spin. For example, phony ads that appear in social media posts may be republished as a classifieds ad in a local newspaper.

    Once an available rental is found, landlords and property managers usually require an application for approval to rent the house.

  4. Submit an application for a rental home.

    Every landlord or property manager will have their own application with various requirements. Be prepared to pay a fee to submit an application to rent a home.

    Along with the application, there will usually be a credit and background check done for the household.

    When a landlord approves the application and use of a Housing Choice Voucher, the property has to be inspected and approved by the housing authority.

  5. Move into your new house.

    After the house passes inspection, it can now be called a Section 8 house, and the move-in can begin!

    Prepare to cover your own moving expenses. These costs tend to be higher for longer distance moves. Anyone having difficulty affording their move can contact local organizations that help low-income renters, and ask if any moving services are available.

    The house can continue to be rented as long as everyone living there stays qualified to get Section 8 assistance. Housing authorities will re-examine the household’s income for eligibility about once a year.

How to Rent Section 8 Houses: A Step-By-Step Guide (2024)

FAQs

What is the most Section 8 will pay? ›

The maximum housing assistance is generally the lesser of the payment standard minus 30% of the family's monthly adjusted income or the gross rent for the unit minus 30% of monthly adjusted income.

Does Section 8 pay security deposit in NJ? ›

But the U.S. Department of Housing and Urban Development says its Section 8 program does not cover the cost of the security deposit, and that creates a challenge for low-income renters.

How long after signing a lease can you back out in NJ? ›

Tenants looking to terminate a rental lease must comply with New Jersey's notice requirements, as not doing it would lead to penalties or lawsuits in the future. Here are the lease notice requirements for New Jersey leases: Weekly Leases - Seven days of notice. Monthly Leases - 30 days of notice.

Do landlords have to accept Section 8 MA? ›

Source of Income Protections: The bill prohibits landlords from discriminating against prospective tenants based on their use of government housing assistance, including Housing Choice Vouchers. If you are a Landlord, you cannot refuse to rent to someone solely because they receive housing assistance.

Can section 8 check your cash app? ›

No. Instruments such as PayPal, Venmo, Zelle, and Cash App are not considered financial institutions and PHAs are not required to verify deposits and transactions made through them.

Which state has the most Section 8 housing? ›

Which states offer the most subsidized housing units? Rhode Island had the most subsidized units per 100,000 people in 2022, with over 35 units per 1,000 people. It's followed by New York (30), Massachusetts (28), Connecticut (23), and Louisiana (21).

Can you buy a house with a Section 8 voucher in NJ? ›

Participants in the New Jersey Department of Community Affairs' (DCA) Section 8 Housing Choice Voucher Program are eligible for this program and could become homeowners provided they meet all Section 8 Homeownership Program eligibility requirements.

Can a landlord refuse to accept Section 8 in NJ? ›

New Jersey law also makes it illegal for a landlord to refuse to rent to a person because the person has a Section 8 voucher or another type of housing assistance. Cite: N.J.S.A. 10:5-12(g).

How does Section 8 housing work in NJ? ›

Households that meet eligibility requirements generally pay no more than 30 percent of their Page 3 adjusted monthly income towards their monthly rent and utility costs. The program pays the balance of the rent directly to the owner of the rental property. Vouchers are issued based upon family size and composition.

What can't a landlord do in New Jersey? ›

Landlords in New Jersey cannot violate the implied warranty of habitability, discriminate against tenants, unjustly withhold security deposits, evict tenants without proper notice or due process, raise rent without giving proper notice, enter a tenant's dwelling without reasonable notice except in emergencies, or ...

How long can a tenant stay after the lease expires NJ? ›

As long as the tenant does not violate any rules, they can stay until their rental period ends. But if they stay in the property even a day after their lease/rental agreement ends and have not arranged for renewal, landlords can issue a written notice to the tenant to move.

Is a month-to-month lease legal in NJ? ›

A month to month lease will renew automatically for another month unless the landlord or tenant acts to terminate the lease. This rule applies to both oral and written leases (N.J.S.A.

Can a landlord refuse rental assistance in NJ? ›

New Jersey law requires landlords to cooperate with rental assistance programs. A landlord's failure to cooperate is a renter's defense to a pending eviction action.

Can you buy a house with Section 8 in Massachusetts? ›

As a participant in the Housing Choice Voucher program receiving rental assistance, you can use your voucher to buy a home and receive monthly assistance in meeting homeownership expenses. You must meet income, other eligibility requirements and must be able to obtain a mortgage from a lender.

References

Top Articles
Latest Posts
Article information

Author: Velia Krajcik

Last Updated:

Views: 6097

Rating: 4.3 / 5 (74 voted)

Reviews: 81% of readers found this page helpful

Author information

Name: Velia Krajcik

Birthday: 1996-07-27

Address: 520 Balistreri Mount, South Armand, OR 60528

Phone: +466880739437

Job: Future Retail Associate

Hobby: Polo, Scouting, Worldbuilding, Cosplaying, Photography, Rowing, Nordic skating

Introduction: My name is Velia Krajcik, I am a handsome, clean, lucky, gleaming, magnificent, proud, glorious person who loves writing and wants to share my knowledge and understanding with you.